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• The payday financing industry earns $8.7 billion per year in exorbitant rates of interest and costs. But without them, where will borrowers that are low-income? Flickr
• The payday financing industry earns $8.7 billion per year in exorbitant interest levels and costs. But without them, where will borrowers that are low-income? ©istockphoto.com/PeskyMonkey

Numerous families neglect that they’ll fix their hot water heater whenever it breaks, and take the youngster up to a dental practitioner if she’s got a toothache. Read more